HOAs (Homeowners Associations)

HOAs (Homeowners Associations) are the blind dates of real estate. Some are fantastic and keep everything looking tidy; others are... controlling. Before you buy, we need to check the vibe.

The Rules (CC&Rs) Some people love knowing that their neighbor can't park a rusty RV on the front lawn. That’s the pro of an HOA. But if you dream of painting your house turquoise or running a dog-grooming business from your garage, an HOA might be your nightmare. We have to read the fine print before we sign.

The Fees HOA fees are forever. Even after you pay off your mortgage, the HOA fee remains. We need to make sure that monthly cost fits your budget and that the association has enough money in reserves to fix the pool without sending you a surprise bill.

Lifestyle Fit It’s not just about rules; it’s about lifestyle. Some HOAs cover lawn care and snow removal (hello, freedom!), while others just police your trash cans. Let’s find the one that matches your level of "I don't want to mow the lawn."